Our experience extends to hearings before the Commissioner of Insurance, informal negotiations with the Department of Insurance, formal regulatory rule making, inquiries from the Department of Insurance and a vast array of matters such as company admissions and licensing, policy form approval, market conduct, financial evaluation and agent licensing. Because of our experience with policy forms and rules and regulations of the Department of Insurance, we regularly assist clients in civil actions arising out of regulated and unregulated insurance products. Our experience and knowledge of the insurance regulatory system in North Carolina can be of assistance to insurers and their agents in handling insurance regulatory matters in North Carolina efficiently and economically.